Bank-side controls
- Multi-factor authentication and device recognition for online banking
- Transaction monitoring for unusual patterns, geography, and merchant categories
- Encryption of data in transit (TLS 1.2+) and at rest for digital channels
- Role-based access and dual control for institutional wire templates
Your security checklist
- Use unique passwords and a reputable password manager; enable biometric login only on devices you control.
- Review alerts and statements promptly; report discrepancies within regulatory timeframes.
- Do not share one-time passcodes; the bank will never ask you to read them aloud to “verify” a caller.
- Keep operating systems and browsers updated; avoid public Wi-Fi for banking without a VPN.
Account alerts
Configure balance, transaction, and login alerts in online banking. Alerts are informational and do not replace your obligation to review periodic statements.