Sky Elite Business Checking

Built for firms with meaningful wire volume, multi-user entitlements, and concentration structures that need documented cutoffs, returns handling, and treasury coordination.

  • Commercial Services Guide governs cutoffs, reversals, and exception flows
  • Liquidity structures may pair with sweeps where offered
  • Named implementation coverage for parallel ERP runs
Operations manager reviewing logistics on a tablet in a warehouse setting.

Documented pricing

Fees, waivers, and disclosures before you fund.

Controls that scale

Dual approval, alerts, and card policies for teams.

Named coverage

Relationship bankers for onboarding and renewals.

Credit discipline

Lending and deposits coordinated with one mandate.

Elite business desk

Throughput without folklore

Cutoffs, repair windows, and recall rights are written in the guide you countersign—not implied by “how we’ve always done it.”

WiresTemplates + dual release
ReturnsNetwork case IDs tracked
SweepsExhibit-driven targets

Exception handling

OFAC holds, repairs, and recalls follow published timelines with named treasury contacts for material amounts.

Resilience

Alternate processing and client communications align to enterprise continuity standards.

Concentration

Alerts when counterparty or geography exposure exceeds thresholds you set with coverage officers.

Implementation

Parallel ERP or TMS testing windows are scheduled with project managers from Sky and your finance team so month-one files reconcile.

Liquidity note. Optional sweeps to Business Money Market or CDs require signed treasury instructions and may be subject to separate product disclosures.