Build a bright future with secure business savings account options

From covering bills to planning for growth, put reserves to work with Sky business savings, money market, and CDs. Rates, waivers, and liquidity rules are documented before you commit.

Business partners reviewing savings goals together in a bright workspace.

Choose the best business savings account for your business

Whether you are building a first reserve or layering liquidity for payroll and capex, choose the account that matches balance size, access needs, and how long you can leave cash in place.

Sky Business Savings

Simple savings for bills, buffers, and steady growth. Start putting money away today.

Benefits

  • Deposit up to 20 items and $5,000 in cash each month at no charge1
  • Pair with Sky business checking for documented perks and rewards alignment when your program allows
  • Best if you want to avoid monthly maintenance with qualifying balances and expect to keep less than $5,000 on average2

Sky Business Money Market

Tiered yields with check-writing access help you make bigger plans easier to accomplish.

Benefits

  • Access funds with limited check-writing and transfer capabilities3
  • Deposit up to 10 items and $5,000 per month at no charge1
  • Best if you keep more than $5,000 in business savings and want to pay vendors directly from reserves2

Sky Business Certificates of Deposit

Watch reserves grow with a guaranteed fixed rate. You choose the term.

Benefits

  • Choose a term from 7 days to 5 years
  • Reliable returns based on a guaranteed fixed interest rate published at opening
  • Best if you can leave cash in place for the CD term and want to lock in your rate

Business checking

Fuel the pace of your small business

Pair reserves with operating accounts that scale, with documented transaction allowances, cash processing, and relationship pricing on Sky Essentials, Premier, and Elite Business Checking.

Explore business checking

Contact us

We are here to hear and help. Let us talk about how we can help you take care of business.

Make an appointment

Schedule an in-person or virtual appointment with a small business specialist.

Schedule an appointment

Call us

Talk to a specialist about savings, money market, CDs, or how reserves pair with your checking program.

Private Client Service: +1 317 552 0423

Mon–Fri 8:00 a.m. to 8:00 p.m. ET

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