Business Money Market
Tiered yields with liquidity for seasonal float—transaction limits and excess activity fees are disclosed before funding.
- Variable rates with tier tables in the product supplement
- Limited check-style transfers per statement cycle
- Transfers to operating accounts may be real-time where supported
Documented pricing
Fees, waivers, and disclosures before you fund.
Controls that scale
Dual approval, alerts, and card policies for teams.
Named coverage
Relationship bankers for onboarding and renewals.
Credit discipline
Lending and deposits coordinated with one mandate.
Float design without locking principal
Retailers and agencies with contract timing gaps often pair Money Market with Essentials Checking so receivable lag does not force premature CD breakage.
Exportable balances support controller close packages; renewal language for tier changes arrives before the statement cycle where regulators require it.
Ask treasury to model average balances against tier breakpoints before you move balances.