Structure credit around milestones—not surprises
Term loans for capex and expansion, plus revolving lines for working capital. Covenants, draws, and renewals are documented so you can plan board updates with confidence.
- Commitment letters list pricing floors, amortization, and unused line fees
- Collateral and guaranty expectations captured before funding
- Servicing tests and reporting cadence spelled out in exhibits
Documented pricing
Fees, waivers, and disclosures before you fund.
Controls that scale
Dual approval, alerts, and card policies for teams.
Named coverage
Relationship bankers for onboarding and renewals.
Credit discipline
Lending and deposits coordinated with one mandate.
- Discovery
Spreads, use of proceeds, collateral mapping.
- Commitment
Diligence checklist, opinions, closing mechanics.
- Servicing
Covenant testing, renewals, amendments in one workspace.