We take care of your business with a relationship that pairs local Private Client Service coverage and documented product economics, so fees, waivers, and controls are never a scavenger hunt at month-end.
Whether you are just getting started or focusing on growth, we help you pick a lane that matches transaction volume, cash handling, and treasury complexity, without burying economics in footnotes.
Predictable fees and digital tools for lean operating teams.
Higher limits, reporting exports, and relationship pricing for growing firms.
Treasury throughput, dual controls, and sweeps documented for audit.
Use this grid to narrow your choice; numeric fees and limits are confirmed in disclosures at account opening.
| Sky Essentials Business | Sky Premier Business | Sky Elite Business | |
|---|---|---|---|
| Open an account | Open now | Open now | Schedule an appointment |
| Best for | Lean teams building payroll, AP, and card programs | Growing firms with higher activity and reporting needs | High wire volume, sweeps, and multi-user treasury controls |
| Monthly maintenance | $0 with published program rules | $25; waived with $5,000 average relationship ledger balance2 | $0 with qualifying combined operating and treasury balances2 |
| Minimum opening deposit | Stated in your account opening package | Stated in your account opening package | Stated in your account opening package |
| Combined transactions | 50 per month included; excess per Schedule of Fees1 | 225 per month included; excess per Schedule of Fees1 | 500 per month included; excess per Schedule of Fees1 |
| Cash processing | First $2,000 per month no charge; $0.0031 per dollar above1 | First $10,000 per month no charge; $0.0031 per dollar above1 | First $25,000 per month no charge; $0.0025 per dollar above1 |
| Debit card | Business debit; personalization where offered | Business debit; personalization where offered | Business debit; dual-control templates and wire alignment when enrolled |
| Incoming domestic wires | Per-item fees per Schedule of Fees | May include limited incoming wire credits when disclosed | Repair SLAs and fee schedule in Commercial Services Guide |
We are here to hear and help. Choose the path that fits your calendar.
Schedule an in-person or virtual conversation with Private Client Service or a business banker.
Schedule an appointmentTalk to a specialist about checking, treasury overlays, or documentation before you apply.
Private Client Service: +1 317 552 0423
Mon–Fri 8:00 a.m. to 8:00 p.m. ET
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