Business term loans
Fund equipment, tenant improvements, or acquisition bridges with fixed or floating rates, amortization aligned to cash flows, and prepayment options disclosed at commitment.
- UCC blanket, equipment serials, or real estate collateral classes documented in the security agreement
- Financial reporting cadence and DSCR tests listed in the loan agreement
- Prepayment premiums or yield maintenance formulas when applicable
Documented pricing
Fees, waivers, and disclosures before you fund.
Controls that scale
Dual approval, alerts, and card policies for teams.
Named coverage
Relationship bankers for onboarding and renewals.
Credit discipline
Lending and deposits coordinated with one mandate.
Illustrative amortization snapshot
Numbers are examples only; your amortization schedule is produced from the executed credit agreement.
| Period | Principal | Interest | Balance |
|---|---|---|---|
| 1 | $42,180 | $18,200 | $957,820 |
| 2 | $42,960 | $17,420 | $914,860 |
| 3 | $43,750 | $16,630 | $871,110 |
Springing covenants, cash dominion, and cross-default grids appear in exhibits—not footnotes.