Personal · Private client cards

Credit cards designed for how you earn and travel

Choose between Rewards & Cash Back for everyday spend, or Travel & Premium for global access, elevated benefits, and a dedicated service experience.

  • Competitive earn on qualifying purchases
  • Digital card controls and real-time alerts
  • Relationship pricing and concierge support options
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Sky Rewards & Cash Back and Travel & Premium credit cards shown together.

Visa® protections

Zero liability for unauthorized purchases where applicable.

Tap & pay ready

Contactless checkout and digital wallet compatibility.

Spend controls

Lock cards, set alerts, and review activity in mobile banking.

Private Client Service

Specialists for disputes, travel, and account questions.

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Two paths. One relationship.

Both cards are issued on the Visa® network and integrate with your Sky private banking profile. Your banker will confirm annual fees, rewards categories, and travel benefits available in your market before you apply.

Sky Rewards & Cash Back credit card.

Rewards & Cash Back

Maximize everyday spend with straightforward earning and flexible redemption.

  • Elevated earn in categories such as dining, groceries, and streaming tiers vary by product guide.
  • Redeem for cash back, statement credits, gift cards, or travel through your rewards portal.
  • No foreign transaction fee options may be available on select packages; confirm with your banker.
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Sky Travel & Premium credit card.

Travel & Premium

Global lounge access, travel credits, and premium service for clients who live on the move.

  • Airline-fee credits, Global Entry / TSA PreCheck® application fee credits where offered (enrollment required; terms apply).
  • Complimentary or discounted lounge visits and curated travel protections on eligible itineraries.
  • Dedicated card support line and optional concierge for dining, events, and complex itineraries.
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Compare at a glance

Illustrative summary only, rates, fees, credits, and insurance benefits are governed by your Cardmember Agreement and Benefits Guide.

Rewards & Cash Back Travel & Premium
Best for Everyday purchases, household spend, and clients who prefer simple cash-back style redemption Frequent travelers, premium experiences, and global spend with elevated service
Annual fee Typically lower or $0 introductory options by package Premium fee with travel credits and perks that may offset
Earning style Tiered points or cash back by category Accelerated travel and dining earn; transfer options where available
Travel extras Standard Visa travel & emergency assistance Lounges, annual credits, premium travel insurance on eligible trips
Digital & security Mobile controls, alerts, virtual card numbers where supported, and chip / contactless payments

Ready to apply? Choose Apply Now to sign in as an existing client or start a new-client application and select your card. Credit approval required; terms, conditions, and restrictions apply.

Private banker meeting with a client in a professional office.

Your card should match your lifestyle not the other way around

We pair product selection with your cash flow, travel calendar, and tax planning where appropriate. Expect clear documentation on fees, interest, and rewards before you commit.

  • Structured comparison and invitation-only offers by tier
  • Coordination with your credit and treasury teams
  • Disclosures delivered in writing before account opening

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Shared cardholder benefits

Features available on both products unless noted in your agreement.

Visa® acceptance

Use your card worldwide at millions of merchants and ATMs where cash access is a feature of your product.

Flexible payment options

Pay in full or finance balances per your agreement; autopay and due-date reminders in online banking.

Identity & monitoring

Alerts for unusual activity and tools to report cards lost or stolen quickly through the app or service line.

Easy payments

Link an eligible Sky deposit account for seamless payments from the same secure login you already use.

Manage your card where you already bank

The same Sky digital experience you use for deposits, and transfers extended with credit-specific tools.

  • Real-time purchase alerts and merchant-level detail on statements.
  • Add cards to Apple Pay®, Google Pay™, and other supported wallets.
  • Paperless statements and export tools for your advisor or tax preparer.
Sky mobile banking on phone and tablet showing accounts and card activity.

Frequently asked questions

How do I apply for a card?

Choose Apply Now to sign in or continue as a new client, then finish the secure application—or call Private Client Service at +1 317-552-0423. Existing clients may also see pre-qualified offers after signing in.

Will applying affect my credit score?

A credit application typically results in a hard inquiry on your credit report. We will disclose this before you submit, along with the product’s pricing and terms.

Can I hold both Rewards and Travel cards?

Yes, subject to approval and any internal limits on open accounts. Your banker can recommend the right combination for your spend and fee tolerance.

What about balance transfers?

Promotional balance transfer offers may be available on select products. Ask Private Client Service for current APRs, fees, and eligibility offers change and are not guaranteed.

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