Credit cards for how you earn, spend, and travel

Explore featured Sky Visa® cards below, organized by category. Compare earn styles at a glance, then apply when you are ready. Your banker can confirm fees and benefits for your market before you complete an application.

  • Clear earn structures on qualifying purchases
  • Digital card controls and real-time alerts
  • Private Client Service and concierge options where available

Visa® protections

Zero liability for unauthorized purchases where applicable.

Tap & pay ready

Contactless checkout and digital wallet compatibility.

Spend controls

Lock cards, set alerts, and review activity in mobile banking.

Private Client Service

Specialists for disputes, travel, and account questions.

Rewards cards

Cash back cards →

Everyday rewards, $0 fee1

Sky StrataSM Card

  • Bonus points after qualifying purchases
  • Low intro APR
  • Earn on everyday categories
  • $0 annual fee
Card details →

Elevated travel rewards

Sky Strata PremierSM Card

  • Bonus points after qualifying purchases
  • Annual travel benefit
  • Elevated earn on travel and daily spend
  • Annual fee
Card details →

Elite tier rewards

Sky Strata EliteSM Card

  • Bonus points after qualifying purchases
  • Strong earn on travel and dining
  • Annual hotel benefit
  • Annual fee
Card details →

Spend & pay cash back

Sky Double Cash® Card

  • Cash back after qualifying purchases
  • Unlimited cash back
  • Low intro APR on balance transfers
  • No annual fee
Card details →

Travel cards

How categories differ →

Miles + partner perks

Sky Partner Select® Card

  • Bonus miles after qualifying purchases
  • 2x miles on dining and gas
  • Preferred boarding where available
  • Intro annual fee waiver; fee after year one
Card details →

Lounge access & miles

Sky Global Miles® Card

  • Bonus miles after qualifying purchases
  • Lounge passes where program rules apply
  • Earn miles on partner travel
  • Annual fee
Card details →

Business travel miles

Sky Partner Business Card

  • Bonus miles for your business after qualifying spend
  • 2x on eligible partner purchases for business
  • Preferred boarding where available
  • Intro annual fee; fee after first year
Card details →

Elite partner & lounge

Sky Partner Executive® Card

  • Bonus miles after qualifying purchases
  • 4x on eligible partner purchases
  • Lounge membership where program rules apply
  • Annual fee
Card details →

Cash back cards

How categories differ →

Unlimited double cash

Sky Double Cash® Card

  • Cash back after qualifying purchases
  • Unlimited cash back
  • Low intro APR on balance transfers
  • No annual fee
Card details →

Pick your bonus category

Sky Custom Cash® Card

  • Cash back after qualifying purchases
  • Rotating top categories each cycle
  • Low intro APR on balance transfers
  • No annual fee
Card details →

Partner merchant earn

Sky Retail Partner® Card

  • Earn cash back at partner merchants and everywhere else
  • No foreign transaction fees on eligible spend
  • Membership requirements may apply
Card details →

Business + partner earn

Sky Retail Partner Business® Card

  • Earn cash back on business and partner spend
  • Employee cards and spend controls
  • No annual fee with qualifying membership
Card details →

How categories differ

Illustrative summary only; rates, fees, credits, and insurance benefits are governed by your Cardmember Agreement and Benefits Guide. Explore individual cards above for full product detail.

Typical differences among rewards cards, travel cards, and cash back cards
Rewards cards Travel cards Cash back cards
Best for Points on everyday spend with flexible redemption options Miles, partner airlines, and travel-related benefits where programs allow Straightforward earn as cash back or statement credits on eligible purchases
Annual fee Varies; many products offer low or introductory options Varies; annual fees are common where travel perks apply Often no annual fee; confirm on each product
Earning style Bonus points and category earn per product guide Miles on travel, partners, and qualifying categories Percent back on purchases; rotating or bonus categories on select products
Travel extras Standard Visa travel & emergency assistance Lounges, credits, and partner perks where program rules apply May include no foreign transaction fee on select products; confirm with your banker
Digital & security Mobile controls, alerts, virtual card numbers where supported, and chip / contactless payments

Ready to apply? Choose Apply Now to sign in as an existing client or start a new-client application and select your card. Credit approval required; terms, conditions, and restrictions apply.

Private banker meeting with a client in a professional office.

Your card should match your lifestyle not the other way around

We pair product selection with your cash flow, travel calendar, and tax planning where appropriate. Expect clear documentation on fees, interest, and earn structures before you commit.

  • Structured comparison and invitation-only offers by tier
  • Coordination with your credit and treasury teams
  • Disclosures delivered in writing before account opening

Schedule time with a banker

Shared cardholder benefits

Features available across Sky Visa® cards unless noted in your agreement or product guide.

Visa® acceptance

Use your card worldwide at millions of merchants and ATMs where cash access is a feature of your product.

Flexible payment options

Pay in full or finance balances per your agreement; autopay and due-date reminders in online banking.

Identity & monitoring

Alerts for unusual activity and tools to report cards lost or stolen quickly through the app or service line.

Easy payments

Link an eligible Sky deposit account for seamless payments from the same secure login you already use.

Manage your card where you already bank

The same Sky digital experience you use for deposits and transfers—extended with credit-specific tools.

  • Real-time purchase alerts and merchant-level detail on statements.
  • Add cards to Apple Pay®, Google Pay™, and other supported wallets.
  • Paperless statements and export tools for your advisor or tax preparer.
Sky mobile banking on phone and tablet showing accounts and card activity.

Frequently asked questions

How do I apply for a card?

Choose Apply Now to sign in or continue as a new client, then finish the secure application—or call Private Client Service at +1 317-552-0423. Existing clients may also see pre-qualified offers after signing in.

Will applying affect my credit score?

A credit application typically results in a hard inquiry on your credit report. We will disclose this before you submit, along with the product’s pricing and terms.

Can I hold more than one Sky credit card?

Yes, subject to approval and any limits on open accounts. Your banker can recommend the right mix of Sky card products for your spending patterns and fee tolerance.

What about balance transfers?

Promotional balance transfer offers may be available on select products. Ask Private Client Service for current APRs, fees, and eligibility; offers change and are not guaranteed.

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