Recreational
Motorhomes & towables
New and used RV financing with mileage and usage guidelines. Full-timer occupancy may require additional documentation.
Vehicle financing
Boats, RVs, and specialty collateral
Sky finances titled specialty vehicles where collateral, insurance, and registration requirements differ from standard passenger autos. Your banker aligns survey, marine or roadside assistance, and storage disclosures with underwriting before you commit to a contract.
What we finance
Programs vary by state, collateral type, and loan size. Your relationship team confirms eligibility before appraisal or survey spend.
Marine
Boats & watercraft
Coast Guard documentation or state title, marine insurance with lender loss payee, and optional marine survey for larger hulls.
Other titled
Motorcycles & more
Performance and specialty bikes may have LTV caps. Ask about seasonal use and storage when underwriting reviews risk.
Documentation themes
Underwriters look for clear chain of title, agreed collateral value, and insurance that covers agreed risks (named windstorm, salvage, or lay-up periods where applicable).
For partnerships or LLCs owning collateral, Sky may require operating agreements and authorized signer resolutions before funding.
Survey and appraisal
Marine surveys and RV inspections protect you and the lender. Sky can recommend accredited surveyors; you choose whether to proceed based on findings.