Disclosure information

Account opening and usage fees
Minimum opening deposit $100
Monthly maintenance fee $25 per month. The fee may be waived when you maintain a $5,000 average relationship ledger balance and satisfy other program requirements described in your Schedule of Fees, including how combined balances across eligible Sky deposit and credit relationships are evaluated.
Monthly transaction fees No charge for the first 225 combined transactions per month in this account. Includes checks deposited and paid, debit and credit memos, deposit tickets, online bill payments, and electronic debits and credits (including debit card transactions), as defined in your Schedule of Fees.
Monthly coin and currency deposit fee No charge on coin and currency deposits of $10,000 or less per month. $0.0031 for every $1.00 deposited over $10,000 in a month. For example, a $15,000 cash deposit results in no charge on the first $10,000 and a $15.50 charge on the remaining $5,000.
Additional services
Overdraft/Returned item fee $36 per item. If the original transaction amount is less than $5, Sky will not charge an overdraft or returned item fee. A maximum of three such fees per day may apply. You may avoid a fee if you transfer or deposit funds by the daily cutoff on the same business day.
Non-Sky ATM fees No fee for transactions (cash withdrawal, balance inquiries, or transfers) at Sky ATMs $3 per transaction at non-Sky ATMs in the U.S. (other operators may charge additional fees). $5 per transaction outside the U.S., plus 3% international transaction fee where applicable.
Business payment network deposits When funds are sent to this account through an enrolled business payment network, a fee of 1% of the received amount applies, up to $15 per transaction (for example, $3 on $300; $15 on $1,500 or more). Enrollment is required where applicable.
Check orders Cost varies by style and quantity. A promotional discount may apply to your first business check order when placed through Sky.